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Hello, people of earth, I got an apology from Synchrony credit cards Corporate office for the tactics they tried to use when I sent them a check to close out my account. I paid the full about only to find out they added a finance charge. They had the gall to try and charge me $72.00 interest on the account. You just need to be persistent and go after them the way they try to do to us.

Never, by a store card. outrageous interest rates, terrible terms, no support.

Please enjoy the letter they sent me.

Keep up the good fight!!!!!

I'm trying to come up with 100 words so I keep typing.

Walmart credit services are crooks, say it again, Walmart credit services are crooks!!!

Reason of review: I took Synchrony down.

Walmart Pros: That i was able to take down synchrony credit services.

Walmart Cons: Cavalier attitude.

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Guest

It's not just the interest rates. After paying my account balance off in full.(Had not even spent to the limit) They LOWERED my available credit without telling me.

Then when I made a purchase, I was charged an OVER the LIMIT fee. That is outrageous!

Guest

Why are they crooks? Yes they have a high interest rate but you agreed to it when you opened your account.

Sounds like they actually gave you back some of the interest you actually owed. If you read your agreement you will find that your interest builds every day you have outstanding charges past the initial interest free period. It usually takes a few days for your bill to come and if you wait to pay it till it is due you owe interest on the amount due for the 3-4 weeks it took you to pay them.

No matter where you open an account it is a good idea to read the pages of fine print and understand what you are agreeing to before you open an account. It's not their fault you didn't take the time to understand the terms of your account.

Guest
reply icon Replying to comment of Guest-1599663

Hello, I payed the entire amount BEFORE the closing date. FYI, they will wait till the last minute to post your payment.

They have been nothing but crooks. Their Customer care sucks, The rep laughed at me when I asked questions regarding a previous payment. Do you work for these people.

I would think you would cheer what I accomplished. This letter is from Corporate.

Guest
reply icon Replying to comment of Guest-1599663

I pay my bills online. This interest was levied after I PAID THE ACCOUNT IN FULL.

Guest
reply icon Replying to comment of Guest-1599663

You are wrong here. I paid the entire amount off before the closing date.

You are the kind of person who perpetuates this practice. PS, they took the money out and posted it that very day.

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