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In September 2014, I opened a Walmart "12-month deferred interest" credit card account and I made a $545.00 purchase. In November 2014, I made a second purchase in the amount of $900.59, and was aware that this purchase did not fall under the deferred interest.

To date, I have made over $1400 in payments. On 5/17/16, I noticed my statement had incurred a $101.00 charge under the new interest rate of 23%. I contacted customer service and spent 35 minutes on the phone with Ann who tells me that the $1400 I have paid did not actually go towards the deferred interest purchase, but went towards the $900.59 purchase.

I asked how am I receiving the no interest promotion if my payments are being applied to the interest purchase, but Ann could not explain it, so I asked for a supervisor, and that's when it happened.....the call was disconnected. pbrantley63@hotmail.com

This reviewer shared experience about not as described and wants this business to "remove the 24% interest rate, as the first purchase of $545.00 has been paid" as the author lost $96. The author is overall dissatisfied with Walmart. The most disappointing about walmart credit card from Walmart was charged 23 percent interest on a deferred interest credit card , but reviewer liked irritating. Reviewer wants customer support to reach out to him or her ASAP for further discussion of this matter.

This person also mentioned the following company Target that you may also consider. Also, you can continue reading comments about Walmart.

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