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3 comments

I bought a fifty dollar card for my 10 year old Granddaughter for her birthday. These cards are very deceiving, They were placed among the prepaid visa and mastercards.

I had no idea that they didn't work the same. When they went to register the card, it opens a checking account and asks for your social security number. My daughter had to call to cancel the checking account that they opened for a 10 year old. They used 34 dollars on this card and the next store they went to wouldn't take the card for the remaining 16 dollars because they froze the account because the checking account was cancelled.

This is clearly a scam.

They called numerous times to get back the 16 dollars but have not been able to use the card since the first time. I ended up giving the poor girl the extra money, I feel that she and I really got ripped off.

Reason of review: Inactive prepaid card .

Monetary Loss: $16.

Preferred solution: Full refund.

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Anonymous
#1411593

There's a difference. There are prepaid gift cards and prepaid debit cards.

What you purchased, were the latter. Prepaid debit cards require personal information because there practically bank cards without the bank. Typically, they're noted by companies such as Green Dot or NetSpend. Money laundering is a serious issue, and this is why personal information is necessary.

Just like you use that information to open a bank account.

I suggest locating where you found this card in the store. Prepaid debit cards are not supposed to be mixed in with gift cards. If they are on the same location, then they must be physically stated separated and noted.

If it wasn't, then you have a proper case. Otherwise, you are out of luck. Prepaid debit cards are not and never will be gift cards. Gift cards and any electronic cards are nonrefundable practically anywhere, so always be sure regardless where you purchase them.

I hope this information helps.

It sucks, I know. Those with no information on either can easily fooled if they don't look into it.

I highly suggest looking into any gift card before purchasing. You never know what terms and conditions to expect these days.

doekna_63
to Anoymous #1411617

impatience is the downfall here, whether it was a debit card or a gift card. It was cancelled in the middle of its life.

all types of electronic cards must have a home to do its transactions from.. a checking account? and what exactly was the issue with the card anyway? spend the money on it, and then cancellation can come if its such a discomfort.

Sounds more like an angry person who ruined the gift between a child and a grandparent.

no scam here.. just suspicious people thinking you were the one scamming them by opening a checking account in their child's name.

Anonymous
#1411317

Wrong, your incompetence and lack of knowledge does not equal a scam.

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