I got a Walmart Card around Christmas 2013 and charged it up to about $360 out of $400. My payments were only $25 per month.
In February of 2014 I paid the rest of the balance in full. In April of 2014 the company I worked for sold and I was let go. I did not get food stamps or any other assistance with 2 children so I used my card for groceries and gas once. I made one payment on in May then I missed 2 payments but I did speak to a representative and let them know i had lost my job and explained that i understand the late payement fees.
I made a payment last week 8/4 of $124.00 to make my account current. I could not make smaller payments before and get caught up because they REFUSED any payment smaller than what was due. After I became current they closed my card and I wasn't even close nor did I ever go over my limit.
I was only trying to stay off public assistance until I got back on my feet. Thanks for fu*king up my credit score harder over a couple hundred dollars.
Product or Service Mentioned: Walmart Account.