Product: Walmart Credit Card Clear all filters (128 of 128 reviews match)
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I have never missed a payment in 3 years. While other companies increased my credit limit, they decreased it to a level that meant i was over credit limit and had additional fees. Their reason was not using the card enough.
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1 comment
Anonymous
#1740042

It sounds like you are carrying a balance and may be only making minimum payments. As your credit limits have gone up on other cards the company that issued your card for use at Walmart may not be comfortable with your total credit available.

If you had looked at the application for your account you would have noticed that they reserve the right to check your credit from time to time and make adjustments to your credit limit. One thing that you fail to mention is whether or not your credit score has changed.

Review
#1633890 Review #1633890 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Problems with payment
Loss
$15
Preferred solution
Stop decreasing credit limit and refund over limit and credit payment you didnt post
I applied for a WM credit card specifically for Xmas gifts. Everything went perfect, I was approved had over $1200 credit limit etc. I made every payment on-time and payment was always more than the min amount due. Received a credit alert that something changed. WM...
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1 comment
Anonymous
#1702324

Had you opened other credit accounts, been late paying other accounts or had a decrease in income? Any of these things could result in a reduction of your credit limit.

Review
#1559639 Review #1559639 is a subjective opinion of poster.
Product
Walmart Credit Card
They have milked me out of more than a thousand dollars in fees and interest even after i canceld my account and requested a final statment. They told me they can close my account and still charge me intrest and when i requested to speak to a supervisor the lady...
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1 comment
Anonymous
#1702776

Closing an account doesn't mean that what you owe them is cancelled, you just won't be able to make anymore purchases on the account, which sounds like a good thing in your case. Until your balance is paid off they are entitled to charge interest and if you don't make your payments on time they can certainly charge you late fees. Grow up and pay what you owe.

Review
#1559196 Review #1559196 is a subjective opinion of poster.
Product
Walmart Credit Card

Walmart in Cheektowaga, New York - Charges on card

We renewed our Sam's membership in the store and the renewal was charged again on my boyfriend's card also. Went into the store and they called to have the charge reversed because they were afraid that if they reversed the charges the membership would be cancelled. Don't know why you have to investigate this and it takes 1-2 billing cycles!!! Just called customer service and got the same answer. This is unacceptable. If the company that charges me to have it reversed why do you need to investigate it!!
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Review
#1539452 Review #1539452 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Problems with payment
I called Walmart credit card services, the man that answered my call was not helpful or kind. I told him my due date was the 1st of May and I would be able to pay the bill in full on May 3rd. I asked if he could postpone the the payment he refused, then I asked if I...
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3 comments
Anonymous
#1683829

Of course, they weren't "helpful." They didn't' say what you wanted them to say. You received quality service when the person told you no.

Then, for some reason, you thought this was 2004 and Check21 wasn't a thing. Listen, you can't float checks in this day and age. You post it, it could come out the next day. You should have waited and paid it late OR better yet, learn to budget.

You have no one to blame but yourself. YOU agreed to pay on a certain date when you signed up for the card.

Hopefully, your overdraft pays that bill or you will get an NSF from the card and the bank. Thanks for the what not to do if you really know how to handle your business post.

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Review
#1526223 Review #1526223 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Problems with payment
1.0
Details
Decreased my limit by $200 because i consolidated my student loans. I got no notifications and found out through credit karma. All i got from the uneducated idiot when i called was "I'm sorry:
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2 comments
Anonymous
#1677767

Who is the un-educated idiot? Take some time to learn about credit and how it works.

First of all, you don't have a credit account with Walmart. Your account is with an independent credit company.

If you look at the fine print on the application you signed when you opened your account you will see that they reserve the right to review your credit from time to time and make adjustments (up or down) to your available credit. If a $200 change in your limit is a big deal your credit couldn't have been very good to begin with.

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Review
#1521000 Review #1521000 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Problems with payment
I made a large payment on my credit card so I was able to use the card to pay for a hotel while visiting my daughter at college. I had a 500.00 limit. I made a payment of 350.00. Before we left I made sure the payment had cleared. When we got to the hotel the credit...
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Review
#1519558 Review #1519558 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Poor customer service

Walmart - HATE the CC

I have tried to use the Walmart Credit Card online to no avail. They don’t show you enough information online to even begin to figure out what the problem is and the stupid thing won’t let you put in certain things while trying to input your card. Fine, if you don’t want me to spend money, I won’t.
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Review
#1517704 Review #1517704 is a subjective opinion of poster.
Product
Walmart Credit Card

Walmart in Township 9, Arkansas - Poor customer service

My card was being declined no matter using chip, swipe or manual type in. Customer service was no help. They said the account is active but could not explain why the card would not work. I closed the account and will never again use this credit company.
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Review
#1514192 Review #1514192 is a subjective opinion of poster.
Product
Walmart Credit Card
Reason of review
Poor customer service

Contact Walmart Customer Service

Mailing Address:
Walmart
702 SW 8th Street
Bentonville, Arkansas 72716-8611
United States
Phone:
(800) 925-6278
All Walmart Contacts
2.1
Details
Apparently i had "dishonored" payments. When i switched banks, my payments started processing longer than the 24-48 hours that was promised. So after 48 hours, i thought the money in my bank account was what was left over from the credit card payment and i start...
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2 comments
ransom
#1670324

Obviously if you keep a current register of all your transactions this cannot happen because you already know what your real balance is regardless of the current balance which may or may not be correct. You will have the same problem wherever you go unless you keep control of your transactions real time and accurately. Your fault.

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Review
#1507974 Review #1507974 is a subjective opinion of poster.
Product
Walmart Credit Card