Nahunta, Georgia
2.4K views
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Walmart credit card does the same thing. I get paid once a month at the beginning of the month and pay my bills before anything else.

I made a two hundred dollar payment at the beginning of the month and then was told I had to make a sixty dollar payment later in the month or they would fine me with late payment penalties and all. Contacted customer service and they claimed nothing could be done but that if I wait until I miss the payment and get fines, they MIGHT be able to reverse them as a favor to me, out of their graciousness. I don't know how many illegal fees they have charged me due to this. I consistently pay my bills early and have no other creditors, even the bad ones, that do this.

I had another account that was through synchony and I never had this problem. This is walmart stealing from consumers plain and simple.

Do not ever get a Walmart Credit Card if you ever plan to pay it off. You will not be able to, they will use every dirty illegal trick to prevent this.

FYI: Walmart customer service told me that payments should be paid within 7 days of the due date to avoid penalties.

This person wrote the review because of problems with payment of walmart credit card from Walmart. Reviewer claimed that he or she wants Walmart to "policy change to allow customers to pay their account early, even if before prior statement cutoff, and not get a missed payment/late fee, like most all other creditors".

The most disappointing in user's experience was predatory credit card terms, penalty for early payment, inflexible payment date and high interest and fees. The author asks this business to immediately contact him/ her to briefly discuss his/ her negative experience with the company.

Also, this reviewer considered the following company: Target. We collected other reviews about products and/or services offered by Walmart for you to read. This information may help you with your purchase decision.

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Anonymous
Houston, Texas, United States #1246201

I've had this happen with my JC Penny's card. I paid every bill I had as soon as I got paid so I wouldn't forget and they charged me a late fee because the payment applied to my balance and not the month's payment.

Like I can't try to be early and make sure you get your money? Okay

AskSynchrony
#1011032

**To expedite a response, please provide Reference code DM 72315_PC_Marji**

I’m sorry you have experienced issues with your Synchrony Financial account. We would like to try and resolve your concerns.

Please email me at ask.synchrony@synchronyfinancial.com with your name and phone number.

A member of our consumer advocacy team will call you to assist.

For your security, please do not include your account number in your email.

Regards,

Nicole

Synchrony Financial

musicman88
#1005787

It sounds as if you just didn't pay enough. We have had a Walmart credit card and have never had this happen.

You are probably making it up.

Anonymous
to musicman88 #1005895

Thanks for posting I found this to be a well-fomented problem. It also occurs with the Wal-Mart Discover card.

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